@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,700;1,300;1,400&family=Jost:wght@300;400;500&family=Marcellus&family=Cinzel:wght@500;600;700&family=Montserrat:wght@300;400;500;600&display=swap');

/* Lava Credit Capital — design system (structure mirrors 8 Mile Capital)
   Charcoal + ivory base, burgundy (logo red) primary, ember accent, silver secondary */
:root{
  --c900:#0B0A0B; --c850:#111011; --c800:#191617; --c700:#241F20; --c600:#332B2C;
  --ivory:#F3EFE9; --ivory-2:#EAE3DA;
  --silver:#C9CBCE; --silver-2:#9C9EA1;
  --lava:#9B2335; --lava-2:#7B1C2E; --lava-lt:#C4485A;
  --ember:#D9925F; --ember-lt:#EDB48C;
  --ink:#1A1617; --muted:#6A6264;
  --rule-d:rgba(201,203,206,.16); --rule-l:rgba(26,22,23,.14);
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Jost',system-ui,sans-serif;
  --max:1320px; --px:clamp(22px,4.5vw,72px);
}
*{box-sizing:border-box}
html,body{margin:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);font-weight:300;color:var(--ivory);background:var(--c850);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
::selection{background:var(--lava);color:var(--ivory)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--px)}

/* type */
.kicker{font-family:var(--sans);font-weight:400;font-size:12px;letter-spacing:.32em;text-transform:uppercase;color:var(--ember)}
.kicker.silver{color:var(--silver-2)}
.h-xl{font-family:var(--serif);font-weight:300;font-size:clamp(46px,7vw,104px);line-height:1;letter-spacing:-.01em;margin:0;text-wrap:balance}
.h-lg{font-family:var(--serif);font-weight:300;font-size:clamp(38px,4.8vw,68px);line-height:1.05;margin:0;text-wrap:balance}
.h-md{font-family:var(--serif);font-weight:400;font-size:clamp(28px,2.8vw,40px);line-height:1.15;margin:0}
.h-xl em,.h-lg em,.h-md em{font-style:italic;color:var(--ember-lt)}
.lede{font-family:var(--serif);font-weight:300;font-size:clamp(21px,1.8vw,27px);line-height:1.5;margin:0;text-wrap:pretty}
.body{font-size:16px;line-height:1.75;color:#ECE7E0}
.lava-rule{width:56px;height:1px;background:linear-gradient(90deg,var(--lava-lt),transparent);border:0;margin:28px 0}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:14px;font-family:var(--sans);font-weight:400;font-size:12px;letter-spacing:.24em;text-transform:uppercase;padding:16px 26px;border:1px solid var(--lava-lt);color:var(--ivory);background:transparent;cursor:pointer;transition:background .25s,color .25s,border-color .25s}
.btn::after{content:"";width:22px;height:1px;background:currentColor;transition:width .25s}
.btn:hover{background:var(--lava);border-color:var(--lava);color:var(--ivory)}
.btn:hover::after{width:32px}
.btn.solid{background:var(--lava);border-color:var(--lava);color:var(--ivory)}
.btn.solid:hover{background:var(--lava-lt);border-color:var(--lava-lt)}
.btn.dark{border-color:var(--ink);color:var(--ink)}
.btn.dark:hover{background:var(--lava-2);border-color:var(--lava-2);color:var(--ivory)}

/* header */
.hdr{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .35s,border-color .35s;border-bottom:1px solid transparent}
.hdr.scrolled{background:rgba(11,10,11,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom-color:var(--rule-d)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;height:96px;transition:height .35s}
.hdr.scrolled .hdr-in{height:74px}
.hdr::before{content:"";position:absolute;inset:0 0 -40px 0;z-index:-1;pointer-events:none;background:linear-gradient(180deg,rgba(11,10,11,.9) 0%,rgba(11,10,11,.55) 60%,rgba(11,10,11,0) 100%);transition:opacity .35s}
.hdr.scrolled::before{opacity:0}
.hdr .logo{display:flex;align-items:center;gap:18px}
.hdr .logo-mark{height:60px;width:60px;transition:height .35s,width .35s}
.hdr.scrolled .logo-mark{height:46px;width:46px}
.logo-div{width:1px;height:44px;background:linear-gradient(180deg,transparent,rgba(224,149,92,.85),transparent)}
.logo-text{display:flex;flex-direction:column;gap:6px;line-height:1}
.lt-name{font-family:'Cinzel',var(--serif);font-weight:600;font-size:19px;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;transition:font-size .35s;-webkit-font-smoothing:antialiased;text-rendering:geometricPrecision}
.hdr.scrolled .lt-name{font-size:17px}
.hdr .logo{margin-right:44px;flex:none}
@media (max-width:1360px){.nav{gap:26px}.nav a,.nav .dd>span{letter-spacing:.2em}}
@media (max-width:1180px) and (min-width:981px){.nav{gap:20px}.nav a{font-size:11px;letter-spacing:.16em}.lt-name{font-size:17px}.hdr .logo{margin-right:28px}}
.lt-g{background:linear-gradient(180deg,#FFF1CF 0%,#F2D594 45%,#E2BC72 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.lt-e{background:linear-gradient(180deg,#FFE7C4 0%,#FBBE86 45%,#F29A66 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.lt-s{background:linear-gradient(180deg,#FFFFFF 0%,#DDDEE0 55%,#B6B9BC 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.lt-r{background:linear-gradient(180deg,#E88A95 0%,#C4485A 50%,#9B2335 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.lt-tag{font-family:'Montserrat',var(--sans);font-weight:600;font-size:8.5px;letter-spacing:.34em;text-transform:uppercase;color:#E2E3E5;padding-top:6px;border-top:1px solid rgba(205,178,122,.42)}
.nav{display:flex;align-items:center;gap:36px}
.nav a,.nav .dd>span{font-size:12px;letter-spacing:.24em;text-transform:uppercase;font-weight:400;color:#EEE9E2;transition:color .2s;cursor:pointer;padding:8px 0;position:relative}
.nav a:hover,.nav .dd:hover>span{color:var(--ivory)}
.nav a.on::after,.nav .dd.on>span::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--lava-lt)}
.dd{position:relative}
.dd-menu{position:absolute;top:100%;left:-24px;min-width:230px;padding:14px 0;background:rgba(11,10,11,.96);border:1px solid var(--rule-d);opacity:0;visibility:hidden;transform:translateY(6px);transition:all .2s}
.dd:hover .dd-menu{opacity:1;visibility:visible;transform:none}
.dd-menu a{display:block;padding:10px 24px;font-size:11px}
.dd-menu a::after{display:none}
.dd-menu a:hover{color:var(--ember-lt)}
.dd-menu a.cur{color:var(--ember-lt)}
.nav .btn{padding:12px 20px;font-size:11px}
.nav .btn::after{display:none}
.burger{display:none;background:none;border:0;color:var(--ivory);font-size:12px;letter-spacing:.24em;text-transform:uppercase;font-family:var(--sans);cursor:pointer}

/* photo sections */
.photo{position:relative;overflow:hidden;isolation:isolate}
.photo>.bg{position:absolute;inset:-8% 0;background-size:cover;background-position:center;z-index:-2;transform:translateY(var(--py,0));will-change:transform}
.photo>.veil{position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(11,10,11,.72) 0%,rgba(11,10,11,.55) 45%,rgba(11,10,11,.92) 100%)}
.photo>.veil.side{background:linear-gradient(90deg,rgba(11,10,11,.94) 0%,rgba(11,10,11,.78) 45%,rgba(11,10,11,.35) 100%)}
.photo>.veil.heavy{background:rgba(11,10,11,.84)}
.photo .bg.tint{filter:saturate(.55) contrast(1.05)}
body:not([data-page="home"]) .photo>.veil{opacity:.8}
/* inner-page heroes: deeper shade behind text side (as on Philosophy) */
body:not([data-page="home"]) .phero>.veil.side{opacity:1;background:linear-gradient(90deg,rgba(11,10,11,.95) 0%,rgba(11,10,11,.86) 40%,rgba(11,10,11,.5) 72%,rgba(11,10,11,.2) 100%),linear-gradient(180deg,rgba(11,10,11,.4) 0%,rgba(11,10,11,0) 30%,rgba(11,10,11,0) 70%,rgba(11,10,11,.6) 100%)}
body:not([data-page="home"]) .photo>.bg{filter:saturate(.65) brightness(1.15) contrast(1.05)}

/* page hero */
.phero{min-height:78vh;display:flex;align-items:flex-end;padding:180px 0 96px}
.phero .crumb{display:flex;gap:14px;align-items:center;margin-bottom:28px}
.phero .crumb .sep{width:28px;height:1px;background:var(--lava-lt)}
.phero .h-xl{max-width:14ch}
.phero .lede{max-width:56ch;margin-top:32px;color:#F6F2EC}

/* Brighter, crisper text over every photo section (matches Philosophy page) */
.photo .lede,.photo p,.photo .body{color:#F6F2EC}
.photo .h-xl,.photo .h-lg,.photo .h-md,.photo blockquote,.photo .quote,.photo h3{text-shadow:0 2px 24px rgba(0,0,0,.8)}
.photo .lede,.photo p,.photo .body,.photo li{text-shadow:0 1px 18px rgba(0,0,0,.85),0 0 2px rgba(0,0,0,.6)}
.photo .kicker{text-shadow:0 1px 10px rgba(0,0,0,.9)}
.photo li{color:#ECE7E0}
.tile p{color:#ECE7E0!important;text-shadow:0 1px 14px rgba(0,0,0,.85)}
.tile h3{text-shadow:0 2px 20px rgba(0,0,0,.8)}
.sec.char p,.sec.char .body{color:#ECE7E0}

/* sections */
.sec{padding:128px 0}
.sec.ivory{background:var(--ivory);color:var(--ink)}
.sec.ivory .body{color:var(--muted)}
.sec.ivory .h-lg em,.sec.ivory .h-md em,.sec.ivory .h-xl em{color:var(--lava-2)}
.sec.ivory .kicker{color:var(--lava-2)}
.sec.char{background:var(--c800)}

/* numbered steps row (About pages) */
.steps{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--rule-l)}
.steps.three{grid-template-columns:repeat(3,1fr)}
.step{padding:44px 32px 8px 0;border-right:1px solid var(--rule-l);transition:opacity .2s;color:var(--ink)}
.step:not(:first-child){padding-left:32px}
.step:last-child{border-right:0}
.step:hover{opacity:.75}
.step .num{font-family:var(--serif);font-size:64px;font-weight:300;line-height:1;color:var(--lava-2)}
.step h3{font-family:var(--serif);font-weight:400;font-size:34px;margin:18px 0 0;line-height:1.1}
.step h3 em{font-style:italic;color:var(--lava-2)}

/* reveal */
.rv{opacity:0;transform:translateY(24px);transition:opacity .9s ease,transform .9s ease}
.rv.in{opacity:1;transform:none}
.rv.d1{transition-delay:.1s}.rv.d2{transition-delay:.2s}.rv.d3{transition-delay:.3s}

/* footer */
.ftr{background:var(--c900);border-top:1px solid var(--rule-d);padding:96px 0 36px}
.ftr-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px;padding-bottom:64px;border-bottom:1px solid var(--rule-d)}
.ftr .logo img{height:112px;width:auto;filter:drop-shadow(0 2px 12px rgba(0,0,0,.5))}
.ftr-lk{display:flex;flex-direction:row;align-items:center;gap:20px}
.ftr-lk img{height:72px!important;width:72px!important;flex:none;filter:none!important}
.ftr-tx{display:flex;flex-direction:column;line-height:1}
.ftr-nm{font-family:'Cinzel',var(--serif);font-weight:600;font-size:28px;letter-spacing:.1em;text-transform:uppercase;white-space:nowrap}
.ftr-sub{white-space:nowrap;margin-top:12px;font-family:'Montserrat',var(--sans);font-weight:500;font-size:11px;letter-spacing:.5em;text-transform:uppercase;color:#ECEAE6}
.ftr h6{font-family:var(--sans);font-weight:400;font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--ember);margin:0 0 22px}
.ftr ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:14px}
.ftr ul a{color:#DCD6CE}
.ftr ul a:hover{color:var(--ivory)}
.ftr address{font-style:normal;font-size:14px;line-height:1.8;color:#DCD6CE}
.ftr address a{border-bottom:1px solid rgba(237,180,140,.35)}
.ftr-disc{padding-top:30px;font-size:12px;line-height:1.7;color:rgba(156,158,161,.8);max-width:110ch}
.ftr-legal{display:flex;justify-content:space-between;padding-top:22px;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--silver-2)}

@media (prefers-reduced-motion:reduce){
  .rv{opacity:1;transform:none;transition:none}
  .photo>.bg{transform:none!important}
  html{scroll-behavior:auto}
}

@media (max-width:980px){
  .nav{position:fixed;inset:74px 0 auto 0;flex-direction:column;align-items:flex-start;gap:0;padding:12px var(--px) 28px;background:rgba(11,10,11,.98);border-bottom:1px solid var(--rule-d);display:none;max-height:calc(100vh - 74px);overflow:auto}
  .nav.open{display:flex}
  .nav>a,.nav .dd{padding:14px 0;width:100%;border-bottom:1px solid var(--rule-d)}
  .dd-menu{position:static;opacity:1;visibility:visible;transform:none;border:0;background:none;padding:6px 0 0 12px}
  .nav .btn{margin-top:18px}
  .burger{display:block}
  .hdr .logo-mark{height:44px;width:44px}
  .lt-name{font-size:16px!important}
  .lt-tag{font-size:8px;letter-spacing:.26em}
  .logo-div{height:34px}
  .ftr-grid{grid-template-columns:1fr 1fr}
  .ftr-legal{flex-direction:column;gap:12px}
  .sec{padding:88px 0}
  .steps,.steps.three{grid-template-columns:1fr 1fr}
  .step{border-right:0;padding:32px 0!important;border-bottom:1px solid var(--rule-l)}
}
@media (max-width:600px){.steps,.steps.three{grid-template-columns:1fr}.hdr .logo-div,.hdr .lt-tag{display:none}.hdr .lt-e{background:linear-gradient(180deg,#FFF0D6 0%,#F8C48C 45%,#EE9A68 100%);-webkit-background-clip:text;background-clip:text}}